理賠裁決引擎

保險

理賠案件的全自動化裁決管線 — 資格驗證、條款比對、金額計算和合規檢查由系統自動執行,例外案件路由至人工處理。

eventsystemdbapi
為什麼需要 OSOP

理賠裁決的自動化能大幅提升處理速度。OSOP 定義每個裁決步驟的邏輯和例外條件,確保自動裁決的一致性和準確性,並完整記錄決策依據以備監管查核。

Workflow Steps (6)

1
Claim Submission Event
event
2
Policy Lookup
db
3
Coverage Rules Engine
system
4
Benefit Calculation
system
5
Payment System
api
6
EOB Notification
api

Connections (5)

Claim Submission EventPolicy Lookupsequential
Policy LookupCoverage Rules Enginesequential
Coverage Rules EngineBenefit Calculationconditionalclaim.eligible == true
Benefit CalculationPayment Systemsequential
Payment SystemEOB Notificationsequential
6
Steps
5
Connections
4
Node Types