保險核保管線
保險多個 AI 代理分別進行風險評估、精算定價和條款匹配,協作完成從投保申請到保單核發的完整核保流程。
agenthumansystem
為什麼需要 OSOP
保險核保決策需要嚴謹的風險評估和法規合規。OSOP 定義多模型協作的核保管線,確保每個風險因子的評估都有明確依據,滿足保險監理機關的審查要求。
Workflow Steps (5)
1
Application Intake Agent
agent2
Risk Scoring Agent
agent3
Actuarial Model Agent
agent4
Policy Pricing Agent
agent5
Underwriter Review
humanConnections (5)
Application Intake Agent→Risk Scoring Agentsequential
Risk Scoring Agent→Actuarial Model Agentsequential
Actuarial Model Agent→Policy Pricing Agentsequential
Policy Pricing Agent→Underwriter Reviewconditionalrisk_score.category == 'borderline'
Risk Scoring Agent→Underwriter Reviewconditionalrisk_score.flags.length > 0
5
Steps
5
Connections
2
Node Types